Scott Evans Chrysler Dodge Jeep Ram
To avoid paying too much on your car loan and to get a better understanding of what you should be paying for a car loan, you’ll want to consider “what is a good interest rate for a car loan?” It depends on your credit score and a few more factors, but we’re here to simplify things for Coweta County drivers. If you’re looking for financing facts, including how to apply for financing online, we can help you out with any question you may have.
| Average Credit Score for New Car | Annual Percentage Rate | Average Credit Score for Used Car | Annual Percentage Rate |
| 781-850 | 3.17% | 781-850 | 3.8% |
| 661-780 | 4.03% | 661-780 | 5.48% |
| 601-660 | 6.79% | 601-660 | 10.1% |
| 501-600 | 10.98% | 501-600 | 16.27% |
| 300-500 | 13.76% | 300-500 | 19.32% |
To get the best interest rate in Douglas County, you’ll want to plan in advance. First, take a look at your credit history and note the score. The higher the credit score, the lower the interest rate you’ll get will be. You should also be prepared to negotiate. What is a good car loan rate? Based on the chart you see above, it could be anywhere between 3.17% and 13.76% based on your credit score. Once you’ve looked at the chart, plan the rate you want and be prepared to negotiate if they offer something higher than what you expect. Also, be careful of the offer. Don’t just focus on the payment and ignore the rest of what you see; pay close attention to the details.
On a three-year loan, you’ll expect to pay between 3% and 4.5% on your car loan. However, you might be offered something different as a Villa Rica driver based on your credit score as well as where you’re getting the loan. In the end, the best way to compare your car loan interest rates is to shop around or get pre-approved and compare that way.
Our finance team will help you with the pre-approval process. We can get you behind the wheel of your dream vehicle without breaking the bank. Contact us today to compare rates or to get the process started on your terms.
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